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Fraud Prevention

How PebblePay protects you from fraudulent transactions.

Last updated: Feb 2026

We use multiple layers of fraud detection to protect sellers from fraudulent payments and reduce chargebacks.

LayerWhat It Does
Card verificationCVV, 3D Secure, and address verification on every transaction
Risk scoringMachine learning model evaluates each payment for fraud signals
Velocity checksBlocks rapid repeat purchases from the same card or IP
Country matchingFlags transactions where card country differs from IP country
Device fingerprintingIdentifies suspicious devices and browser patterns
Suspicious transactions are automatically held for review. You will be notified and can manually approve or decline them from your dashboard.